The Prophet ﷺ said, "The best charity is that which is practiced by a wealthy person. And start giving first to your dependents." (Using translation from Bukhārī 1426)   

قَالَ رَسُولُ اللهِ ﷺ خَيْرُ الصَّدَقَةِ مَا كَانَ عَنْ ظَهْرِ غِنًى وَابْدَأْ بِمَنْ تَعُولُ  

[Machine] The Messenger of Allah ﷺ said: "The best charity is that which is given while one is wealthy, and the upper hand is better than the lower hand. Begin with those who are dependent on you." Abu Salih ibn Abi Tahir narrated to us that my grandfather Yahya ibn Mansur informed us, and he said: Ahmad ibn Salamah narrated to us, and he said: Ahmad ibn Abdah ad-Dabbi and Muhammad ibn Bashshar al-'Abdi reported to us. They said: Yahya and Yanian ibn Sa'id narrated to us, and they said: Amr ibn Uthman mentioned it in a similar manner, except that he said: Hakeem ibn Hizam narrated to him that the Messenger of Allah ﷺ said: "The best charity, or the most virtuous charity, is that which is given while one is wealthy."  

قَالَ رَسُولُ اللهِ ﷺ خَيْرُ الصَّدَقَةِ مَا كَانَ عَنْ ظَهْرِ غِنًى وَالْيَدُ الْعُلْيَا خَيْرٌ مِنَ الْيَدِ السُّفْلَى وَابْدَأْ بِمَنْ تَعُولُ 7771 وَأَخْبَرَنَا أَبُو صَالِحِ بْنُ أَبِي طَاهِرٍ أنبأ جَدِّي يَحْيَى بْنُ مَنْصُورٍ ثنا أَحْمَدُ بْنُ سَلَمَةَ ثنا أَحْمَدُ بْنُ عَبْدَةَ الضَّبِّيُّ وَمُحَمَّدُ بْنُ بَشَّارٍ الْعَبْدِيُّ قَالَا ثنا يَحْيَى يَعْنِيَانِ ابْنَ سَعِيدٍ ثنا عَمْرُو بْنُ عُثْمَانَ فَذَكَرَهُ بِنَحْوِهِ غَيْرَ أَنَّهُ قَالَ يُحَدِّثُ أَنَّ حَكِيمَ بْنَ حِزَامٍ حدَّثَهُ أَنَّ رَسُولَ اللهِ ﷺ قَالَ أَفْضَلُ الصَّدَقَةِ أَوْ خَيْرُ الصَّدَقَةِ عَنْ ظَهْرِ غِنًى