“I used to often hear the Prophet ﷺ supplicating with these words: ‘O Allah, I seek refuge in You from sadness, grief, helplessness, laziness, being stingy, overwhelming debt, and the overpowering of men (Allāhumma innī aʿūdhu bika minal-hammi wal-ḥazani wal-ʿajzi wal-kasali wal-bukhli wa ḍalaʿid-dain wa ghalabatir-rijāl).’”
أَسْمَعُ النَّبِيَّ ﷺ يَدْعُو بِهَؤُلاَءِ الْكَلِمَاتِ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ