The Prophet ﷺ used to seek refuge in Allah from five things; cowardliness, niggardliness, the evils of old age, evil thoughts, and punishment in the grave.  

كَانَ النَّبِيُّ ﷺ يَتَعَوَّذُ مِنْ خَمْسٍ مِنَ الْجُبْنِ وَالْبُخْلِ وَسُوءِ الْعُمْرِ وَفِتْنَةِ الصَّدْرِ وَعَذَابِ الْقَبْرِ  

The Messenger of Allah ﷺ used to say: "O Allah, I seek refuge in You from weakness, and laziness, and cowardice, and old age, and I seek refuge in You from the punishment of the grave, and I seek refuge in You from the trails of the life and death."  

سَمِعْتُ أَنَسَ بْنَ مَالِكٍ يَقُولُ كَانَ رَسُولُ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَالْهَرَمِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

I used to serve the Prophet ﷺ and often hear him say: "O Allah, I seek refuge in You from grief and anxiety, from the hardships of debt, and from being overpowered by men."  

كُنْتُ أَخْدُمُ النَّبِيَّ ﷺ فَكُنْتُ أَسْمَعُهُ كَثِيرًا يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَضَلْعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ وَذَكَرَ بَعْضَ مَا ذَكَرَهُ التَّيْمِيُّ  

The Messenger of Allah ﷺ used to teach us this supplication as he taught us the surah from the Qur'an. He would say: O Allah! I seek refuge in You from the punishment of Hell and I seek refuge in You from the punishment of the grave, and I seek refuge from You from the trails of Al-Masihid-Dajjal, and I seek refuge in You from the trials of life and death.  

أَنَّ رَسُولَ اللَّهِ ﷺ كَانَ يُعَلِّمُهُمْ هَذَا الدُّعَاءَ كَمَا يُعَلِّمُهُمُ السُّورَةَ مِنَ الْقُرْآنِ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ جَهَنَّمَ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

"O Allah! I seek refuge in You from the trials of the Fire, and the punishment of the Fire, and from the evils of richness and poverty."  

أَنَّ النَّبِيَّ ﷺ كَانَ يَدْعُو بِهَؤُلاَءِ الْكَلِمَاتِ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ فِتْنَةِ النَّارِ وَعَذَابِ النَّارِ وَمِنْ شَرِّ الْغِنَى وَالْفَقْرِ  

The Prophet ﷺ used to say:

allāhumma innī aʿūdhu bika min al-faqri wa-al-qillati wa-al-dhillati, wa-aʿūdhu bika min an aẓlima aw uẓlam

(O Allah, I seek refuge in You from poverty, deficiency, humiliation, and I seek refuge in You that I do ˹something˺ wrong or that I be wronged ˹by someone˺)"  

أَنَّ النَّبِيَّ ﷺ كَانَ يَقُولُ:

«(اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْفَقْرِ وَالْقِلَّةِ وَالذِّلَّةِ وَأَعُوذُ بِكَ مِنْ أَنْ أَظْلِمَ أَوْ أُظْلَمَ)»  

"O Allah, I seek refuge in You that Your blessings are lifted, and Your protection (of me) is changed, and in the suddenness of Your punishment, and from all Your anger.  

كَانَ مِنْ دُعَاءِ رَسُولِ اللَّهِ ﷺ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ وَتَحْوِيلِ عَافِيَتِكَ وَفُجَاءَةِ نِقْمَتِكَ وَجَمِيعِ سَخَطِكَ  

The Messenger of Allah ﷺ used to supplicate by saying: "O Allah, I seek refuge in Thee from divisiveness, hypocrisy, and evil character."  

أَبُو هُرَيْرَةَ إِنَّ رَسُولَ اللَّهِ ﷺ كَانَ يَدْعُو يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الشِّقَاقِ وَالنِّفَاقِ وَسُوءِ الأَخْلاَقِ  

The Messenger of Allah ﷺ used to say: "O Allah, I seek refuge in Thee from hunger, for it is an evil bed-fellow; and I seek refuge in Thee from treachery, for it is an evil hidden trait."  

كَانَ رَسُولُ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْجُوعِ فَإِنَّهُ بِئْسَ الضَّجِيعُ وَأَعُوذُ بِكَ مِنَ الْخِيَانَةِ فَإِنَّهَا بِئْسَتِ الْبِطَانَةُ  

The Messenger of Allah ﷺ used to say: "O Allah, I seek refuge in Thee from four things: Knowledge which does not profit, a heart which is not submissive, a soul which has an insatiable appetite, and a supplication which is not heard."  

أَنَّهُ سَمِعَ أَبَا هُرَيْرَةَ يَقُولُ كَانَ رَسُولُ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الأَرْبَعِ مِنْ عِلْمٍ لاَ يَنْفَعُ وَمِنْ قَلْبٍ لاَ يَخْشَعُ وَمِنْ نَفْسٍ لاَ تَشْبَعُ وَمِنْ دُعَاءٍ لاَ يُسْمَعُ  

"O Allah, I seek refuge in You from a prayer that is of no benefit."  

حَدَّثَنَا أَنَّ رَسُولَ اللَّهِ ﷺ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ صَلاَةٍ لاَ تَنْفَعُ وَذَكَرَ دُعَاءً آخَرَ  

"He would say: 'O Allah, I seek refuge in You from the evil of what I have done, and from the evil of what I have not done.'"  

سَأَلْتُ عَائِشَةَ أُمَّ الْمُؤْمِنِينَ عَمَّا كَانَ رَسُولُ اللَّهِ ﷺ يَدْعُو بِهِ قَالَتْ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ شَرِّ مَا عَمِلْتُ وَمِنْ شَرِّ مَا لَمْ أَعْمَلْ  

I said: Messenger of Allah, teach me a supplication. He said: Say: "O Allah, I seek refuge in Thee from the evil of what I hear, from the evil of what I see, from the evil of what I speak, from the evil of what I think, and from the evil of my semen" (i.e. sexual passion).  

قُلْتُ يَا رَسُولَ اللَّهِ عَلِّمْنِي دُعَاءً قَالَ قُلِ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ شَرِّ سَمْعِي وَمِنْ شَرِّ بَصَرِي وَمِنْ شَرِّ لِسَانِي وَمِنْ شَرِّ قَلْبِي وَمِنْ شَرِّ مَنِيِّي  

The Messenger of Allah ﷺ used to supplicate: "O Allah, I seek refuge in Thee from my house falling on me, I seek refuge in Thee from falling into an abyss, I seek refuge in Thee from drowning burning and decrepitude. I seek refuge in Thee from the devil harming me at the time of my death, I seek refuge in Thee from dying in Thy path while retreating, and I seek refuge in Thee from dying of the sting of a poisonous creature."  

عَنْ صَيْفِيٍّ مَوْلَى أَفْلَحَ مَوْلَى أَبِي أَيُّوبَ عَنْ أَبِي الْيَسَرِ أَنَّ رَسُولَ اللَّهِ ﷺ كَانَ يَدْعُو اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَدْمِ وَأَعُوذُ بِكَ مِنَ التَّرَدِّي وَأَعُوذُ بِكَ مِنَ الْغَرَقِ وَالْحَرَقِ وَالْهَرَمِ وَأَعُوذُ بِكَ أَنْ يَتَخَبَّطَنِي الشَّيْطَانُ عِنْدَ الْمَوْتِ وَأَعُوذُ بِكَ أَنْ أَمُوتَ فِي سَبِيلِكَ مُدْبِرًا وَأَعُوذُ بِكَ أَنْ أَمُوتَ لَدِيغًا  

"and from sorrow".  

عَنْ أَبِي الْيَسَرِ زَادَ فِيهِ وَالْغَمِّ  

The Prophet ﷺ used to say: "O Allah, I seek refuge in Thee from leprosy, madness, elephantiasis, and evil diseases."  

أَنَّ النَّبِيَّ ﷺ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبَرَصِ وَالْجُنُونِ وَالْجُذَامِ وَمِنْ سَيِّئِ الأَسْقَامِ  

One day the Messenger of Allah ﷺ entered the masjid. He saw there a man from the Ansar called Abu Umamah. He said: "Why am I seeing you sitting in the masjid when its not yet time for salah?" He said: "Worry and ˹the burden of˺ debt has taken a hold of me, Messenger of Allah." He replied: "Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debt?" He said: "Of course, Messenger of Allah." He said: "Say ˹every˺ morning and evening:

allāhumma innī aʿūdhu bika min al-hammi wa-al-ḥazan, wa-aʿūdhu bika min al-ʿajzi wa-al-kasal; wa-aʿūdhu bika min al-jubni wa-al-bukhl; wa-aʿūdhu bika min ghalabat al-dayni wa-qahr al-rijāl

(O Allah, I seek refuge in You from worry and sadness; I seek refuge in You from incapacity and laziness; I seek refuge in You from cowardice and stinginess; and I seek in You from being overcome by debt and being overpowered by men (people).)

He said: "When I did that Allah removed my worries and settled my debt."  

دَخَلَ رَسُولُ اللَّهِ ﷺ ذَاتَ يَوْمٍ الْمَسْجِدَ فَإِذَا هُوَ بِرَجُلٍ مِنَ الأَنْصَارِ يُقَالُ لَهُ أَبُو أُمَامَةَ فَقَالَ: «يَا أَبَا أُمَامَةَ، مَا لِي أَرَاكَ جَالِسًا فِي الْمَسْجِدِ فِي غَيْرِ وَقْتِ الصَّلاَةِ۔» قَالَ: هُمُومٌ لَزِمَتْنِي وَدُيُونٌ يَا رَسُولَ اللَّهِ۔ قَالَ: «أَفَلاَ أُعَلِّمُكَ كَلاَمًا إِذَا أَنْتَ قُلْتَهُ أَذْهَبَ اللَّهُ ﷻ هَمَّكَ، وَقَضَى عَنْكَ دَيْنَكَ؟» قَالَ قُلْتُ: بَلَى يَا رَسُولَ اللَّهِ۔ قَالَ: «قُلْ إِذَا أَصْبَحْتَ وَإِذَا أَمْسَيْتَ:

(اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ۔)»

قَالَ فَفَعَلْتُ ذَلِكَ فَأَذْهَبَ اللَّهُ ﷻ هَمِّي وَقَضَى عَنِّي دَيْنِي