When the Messenger of Allah [SAW] supplicated, he would say: "Allahumma inni a'udhu bika minal-hammi, wal-hazani, wal-'ajzi, wal-kasali, wal-bukhli, wal-jubni, wad-dala'id-daini, wa ghalabatir-rijal (O Allah, I seek refuge with You from worry, grief, incapacity, laziness, miserliness, cowardice, difficult debt and being overpowered by men.)"  

أَنَّ رَسُولَ اللَّهِ ﷺ كَانَ إِذَا دَعَا قَالَ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ قَالَ أَبُو عَبْدِ الرَّحْمَنِ سَعِيدُ بْنُ سَلَمَةَ شَيْخٌ ضَعِيفٌ وَإِنَّمَا أَخْرَجْنَاهُ لِلزِّيَادَةِ فِي الْحَدِيثِ