"The Prophet [SAW] used to seek refuge (with Allah) from five things: From miserliness, cowardice, reaching the age of second childhood, the tribulation of the heart and the torment of the grave."  

كَانَ النَّبِيُّ ﷺ يَتَعَوَّذُ مِنْ خَمْسٍ مِنَ الْبُخْلِ وَالْجُبْنِ وَسُوءِ الْعُمُرِ وَفِتْنَةِ الصَّدْرِ وَعَذَابِ الْقَبْرِ  

"Sa'd used to teach his children these words as a teacher teaches his students, and he said that the Messenger of Allah [SAW] used to seek refuge by means of them at the end of every prayer: 'Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge in You from cowardice, and I seek refuge in You from reaching the age of senility, and I seek refuge in You from the trials of this world, and I seek refuge in You from the torment of the grave.) So I narrated that to Mus'ab and he said that he told the truth."  

كَانَ سَعْدٌ يُعَلِّمُ بَنِيهِ هَؤُلاَءِ الْكَلِمَاتِ كَمَا يُعَلِّمُ الْمُعَلِّمُ الْغِلْمَانَ وَيَقُولُ إِنَّ رَسُولَ اللَّهِ ﷺ كَانَ يَتَعَوَّذُ بِهِنَّ دُبُرَ الصَّلاَةِ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ فَحَدَّثْتُ بِهَا مُصْعَبًا فَصَدَّقَهُ  

The Messenger of Allah [SAW] used to say: "Allahumma inni a'udhu bika minal-'ajzi, wal-kasali, wal-bukhli, wal-harami, 'adhabil-qabr wa fitnatil-mahya wal-mamat (O Allah, I seek refuge in You from incapacity and laziness, and miserliness and old age, and the torment of the grave, and the trials of life and death.)"  

أَنَّ نَبِيَّ اللَّهِ ﷺ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْهَرَمِ وَعَذَابِ الْقَبْرِ وَفِتْنَةِ الْمَحْيَا وَالْمَمَاتِ