The Prophet [SAW] used to say supplication in these words: "Allahumma inni a'udhu bika minal-kasali, walharami, wal-jubni, wal-'ajzi, wa min fitnatil-mahya wal-mamat. (O Allah, I seek refuge in You from laziness, old age, cowardice, and incapacity, and from the trials of life and death.)"  

أَنَّ النَّبِيَّ ﷺ كَانَ يَدْعُو بِهَذِهِ الدَّعَوَاتِ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْجُبْنِ وَالْعَجْزِ وَمِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

"I heard the Messenger of Allah [SAW] say: 'Allahumma inni a'udhu bika minal-kasali, walharami, wal-maghrami, wal-ma'thami, wa a'udhu bika min sharril-masihid-dajjali, wa a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nar (O Allah, I seek refuge in You from laziness, old age, debt and sin, and I seek refuge in You from the evil of the Al-Masihid-Dajjal, and I seek refuge in You from the torment of the grave, and I seek refuge in You from the punishment of the Fire.)'"  

سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَغْرَمِ وَالْمَأْثَمِ وَأَعُوذُ بِكَ مِنْ شَرِّ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ