Anas said, "I heard the Prophet, may Allah bless him and grant him peace, say, 'O Allah, I seek refuge with You from concern, sorrow, incapacity, laziness, cowardice, miserliness, being deeply in debt and being overpowered by men.'"
سَمِعْتُ النَّبِيَّ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
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