The Prophet ﷺ used to say, "O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men." (See Hadith No. 374)

كَانَ النَّبِيُّ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ

[Machine] The Messenger of Allah ﷺ used to seek refuge from eight things: anxiety, sadness, weakness, laziness, stinginess, cowardice, overwhelming debt, and overpowering enemies.

كَانَ رَسُولُ اللهِ ﷺ يَتَعَوَّذُ مِنْ ثَمَانٍ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَغَلَبَةِ الدَّيْنِ وَغَلَبَةِ الْعَدُوِّ

"The Prophet [SAW] used to say: 'Allahumma inni a'udhu bika minal-hammi wal hazani, wal-kasali, wal-bukhli, wal-jubni, wa dala'id-dain, wa ghalabatir-rijal (O Allah, I seek refuge with You from worry, grief, laziness, miserliness, cowardice, difficult debt and being overpowered by men.)'" (Using translation from Nasāʾī 5476)

كَانَ النَّبِيُّ ﷺ يَقُولُ اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ

"اللَّهُمَّ إِنِّي أَعُوذُ بكَ مِنَ الهَم، والحزَنِ، وَالعَجْز، والكَسَل، والبُخْل، والجُبْن، وضَلِع الدَّينِ، وغَلَبةِ الرِّجالِ" .