The Messenger of Allah [SAW] used to say these words in his supplication: "Allahumma inni a'udhu bika min ghalabatid-dain, wa ghalabatil-'aduwwi, wa shamatatil-a'da'. (O Allah, I seek refuge with You from being overwhelmed with debt, from being overpowered by the enemy and from the enemy rejoicing over my misfortunes.)'" (Using translation from Nasāʾī 5475)  

أَنَّ رَسُولَ اللهِ ﷺ كَانَ يَدْعُو بِهَؤُلَاءِ الْكَلِمَاتِ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَشَمَاتَةِ الْأَعْدَاءِ»