I heard the Messenger of Allah ﷺ say: What is evil in a man are alarming niggardliness and unrestrained cowardice.  

سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ شَرُّ مَا فِي رَجُلٍ شُحٌّ هَالِعٌ وَجُبْنٌ خَالِعٌ