“If one who can afford it delays repayment, his honor and punishment become permissible.”  

قَالَ رَسُولُ اللَّهِ ﷺ لَىُّ الْوَاجِدِ يُحِلُّ عِرْضَهُ وَعُقُوبَتَهُ قَالَ عَلِيٌّ الطَّنَافِسِيُّ يَعْنِي عِرْضَهُ شِكَايَتَهُ وَعُقُوبَتَهُ سِجْنَهُ  

“I came to the Prophet ﷺ with a man who owed me money, and he said to me: 'Keep him.' Then he passed by me at the end of the day and said: 'What did your prisoner do, O brother of Banu Tamim?' ”  

أَتَيْتُ النَّبِيَّ ﷺ بِغَرِيمٍ لِي فَقَالَ لِي الْزَمْهُ ثُمَّ مَرَّ بِي آخِرَ النَّهَارِ فَقَالَ مَا فَعَلَ أَسِيرُكَ يَا أَخَا بَنِي تَمِيمٍ  

he demanded payment owed by Ibn Abi Hadrad in the mosque. Their voices became so loud that the Messenger of Allah ﷺ heard them when he was in his house. He came out and called Ka'b who said: “Here I am, O Messenger of Allah ﷺ!” He said: “Waive this much of your loan,” and gestured with his hand to indicate half. He said: “I will do that,” and he said: “Get up and repay it.”  

أَنَّهُ تَقَاضَى ابْنَ أَبِي حَدْرَدٍ دَيْنًا لَهُ عَلَيْهِ فِي الْمَسْجِدِ حَتَّى ارْتَفَعَتْ أَصْوَاتُهُمَا حَتَّى سَمِعَهُمَا رَسُولُ اللَّهِ ﷺ وَهُوَ فِي بَيْتِهِ فَخَرَجَ إِلَيْهِمَا فَنَادَى كَعْبًا فَقَالَ لَبَّيْكَ يَا رَسُولَ اللَّهِ قَالَ دَعْ مِنْ دَيْنِكَ هَذَا وَأَوْمَأَ بِيَدِهِ إِلَى الشَّطْرِ فَقَالَ قَدْ فَعَلْتُ قَالَ قُمْ فَاقْضِهِ