“Sulaiman bin Udhunan lent 'Alqamah one thousand Dirham until he got his salary, When he got his salary, he demanded that he pay him back and treated him harshly. He paid him back, and it was as if 'Alqamah was angry. Several months passed then he came to him and said: 'Lend me one thousand Dirham until my salary comes.' He said 'Yes, it would be an honor. O Umm 'Utbah! Bring me that sealed leather bag that you have.' He said: 'By Allah(SWT), these are your Dirham that you paid back to me; I did not touch a single Dirham., ' What made you do what you did to me (i.e., treat me so harshly)?' He said: 'What I heard from you.' He said: 'What did you hear from me?' He said: 'I heard you narrated from Ibn Mas'ud that the Prophet ﷺ said: “There is no Muslim who lends something to another Muslim twice, but it will be like giving charity once.”He said: 'That is what Ibn Mas'ud told me.' ”  

فَكَأَنَّ عَلْقَمَةَ غَضِبَ فَمَكَثَ أَشْهُرًا ثُمَّ أَتَاهُ فَقَالَ أَقْرِضْنِي أَلْفَ دِرْهَمٍ إِلَى عَطَائِي قَالَ نَعَمْ وَكَرَامَةً يَا أُمَّ عُتْبَةَ هَلُمِّي تِلْكَ الْخَرِيطَةَ الْمَخْتُومَةَ الَّتِي عِنْدَكِ فَجَاءَتْ بِهَا فَقَالَ أَمَا وَاللَّهِ إِنَّهَا لَدَرَاهِمُكَ الَّتِي قَضَيْتَنِي مَا حَرَّكْتُ مِنْهَا دِرْهَمًا وَاحِدًا قَالَ فَلِلَّهِ أَبُوكَ مَا حَمَلَكَ عَلَى مَا فَعَلْتَ بِي قَالَ مَا سَمِعْتُ مِنْكَ قَالَ مَا سَمِعْتَ مِنِّي قَالَ سَمِعْتُكَ تَذْكُرُ عَنِ ابْنِ مَسْعُودٍ أَنَّ النَّبِيَّ ﷺ قَالَ مَا مِنْ مُسْلِمٍ يُقْرِضُ مُسْلِمًا قَرْضًا مَرَّتَيْنِ إِلاَّ كَانَ كَصَدَقَتِهَا مَرَّةً قَالَ كَذَلِكَ أَنْبَأَنِي ابْنُ مَسْعُودٍ  

“On the night on which I was taken on the Night Journey (Isra), I saw written at the gate of Paradise: 'Charity brings a tenfold reward and a loan brings an eighteen fold reward.' I said: 'O Jibril! Why is a loan better than charity?' He said: 'Because the beggar asks when he has something, but the one who asks for loan does so only because he is in need.' ”  

قَالَ رَسُولُ اللَّهِ ﷺ رَأَيْتُ لَيْلَةَ أُسْرِيَ بِي عَلَى بَابِ الْجَنَّةِ مَكْتُوبًا الصَّدَقَةُ بِعَشْرِ أَمْثَالِهَا وَالْقَرْضُ بِثَمَانِيَةَ عَشَرَ فَقُلْتُ يَا جِبْرِيلُ مَا بَالُ الْقَرْضِ أَفْضَلُ مِنَ الصَّدَقَةِ قَالَ لأَنَّ السَّائِلَ يَسْأَلُ وَعِنْدَهُ وَالْمُسْتَقْرِضُ لاَ يَسْتَقْرِضُ إِلاَّ مِنْ حَاجَةٍ  

“I asked Anas bin Malik: 'What if a man gives his brother a loan, then (the borrower) give him a gift?’ The Messenger of Allah ﷺ said: ‘If anyone of you borrow something then he gives (the lender) a gift or gives him a ride on his riding-beast, he should not accept the gift or the ride, unless they used to treat each other in that manner beforehand.'”  

قَالَ رَسُولُ اللَّهِ ﷺ إِذَا أَقْرَضَ أَحَدُكُمْ قَرْضًا فَأَهْدَى لَهُ أَوْ حَمَلَهُ عَلَى الدَّابَّةِ فَلاَ يَرْكَبْهَا وَلاَ يَقْبَلْهُ إِلاَّ أَنْ يَكُونَ جَرَى بَيْنَهُ وَبَيْنَهُ قَبْلَ ذَلِكَ