15. Charity
١٥۔ كتاب الصدقات
the Messenger of Allah ﷺ said: “Do not take back your charity.”
أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ لاَ تَعُدْ فِي صَدَقَتِكَ
“The likeness of the one who gives charity then takes it back is that of a dog who vomits then goes back and eats its vomit.”
قَالَ رَسُولُ اللَّهِ ﷺ مَثَلُ الَّذِي يَتَصَدَّقُ ثُمَّ يَرْجِعُ فِي صَدَقَتِهِ مَثَلُ الْكَلْبِ يَقِيءُ ثُمَّ يَرْجِعُ فَيَأْكُلُ قَيْئَهُ
15.2 One Who Gives Charity Then Finds His Gift Being Sold - Should He Buy It ?
١٥۔٢ باب مَنْ تَصَدَّقَ بِصَدَقَةٍ فَوَجَدَهَا تُبَاعُ هَلْ يَشْتَرِيهَا
he gave a horse in charity at the time of the Messenger of Allah ﷺ, then he saw its owner selling it for a low price. He went to the Prophet ﷺ and asked him about that, and he said: “Do not buy what you gave in charity.”
أَنَّهُ تَصَدَّقَ بِفَرَسٍ عَلَى عَهْدِ رَسُولِ اللَّهِ ﷺ فَأَبْصَرَ صَاحِبَهَا يَبِيعُهَا بِكَسْرٍ فَأَتَى النَّبِيَّ ﷺ فَسَأَلَهُ عَنْ ذَلِكَ فَقَالَ لاَ تَبْتَعْ صَدَقَتَكَ
he gave a horse called Ghamr or Ghamrah to someone, then he saw one of its colts or fillies attributed to his horse being sold, but he refrained from (buging) it.
يُقَالُ لَهُ غَمْرٌ أَوْ غَمْرَةٌ فَرَأَى مُهْرًا أَوْ مُهْرَةً مِنْ أَفْلاَئِهَا يُبَاعُ يُنْسَبُ إِلَى فَرَسِهِ فَنَهَى عَنْهَا
15.3 One Who Gives Something In Charity Then Inherits It
١٥۔٣ باب مَنْ تَصَدَّقَ بِصَدَقَةٍ ثُمَّ وَرِثَهَا
“A woman came to-the Prophet ﷺ and said: 'O Messenger of Allah ﷺ, I gave my mother a slave girl of mine, and she has died.' The Messenger of Allah ﷺ said: 'Allah (SWT) has rewarded you, and returned to you your inheritance (without your seeking that.' ”
جَاءَتِ امْرَأَةٌ إِلَى النَّبِيِّ ﷺ فَقَالَتْ يَا رَسُولَ اللَّهِ إِنِّي تَصَدَّقْتُ عَلَى أُمِّي بِجَارِيَةٍ وَإِنَّهَا مَاتَتْ فَقَالَ آجَرَكِ اللَّهُ وَرَدَّ عَلَيْكِ الْمِيرَاثَ
“A man came to the Prophet ﷺ and said: 'I gave my mother a garden of mine, and she has died and has no other heir but me.' The Messenger of Allah ﷺ said: 'Your charity is valid and your garden has been returned to you.' ”
جَاءَ رَجُلٌ إِلَى النَّبِيِّ ﷺ فَقَالَ إِنِّي أَعْطَيْتُ أُمِّي حَدِيقَةً لِي وَإِنَّهَا مَاتَتْ وَلَمْ تَتْرُكْ وَارِثًا غَيْرِي فَقَالَ رَسُولُ اللَّهِ ﷺ وَجَبَتْ صَدَقَتُكَ وَرَجَعَتْ إِلَيْكَ حَدِيقَتُكَ
15.4 One Who Establishes A Waqf (An Endowment)
١٥۔٤ باب مَنْ وَقَفَ
“Umar bin Khattab acquired some land at Khaibar, and he came to the Prophet ﷺ and consulted him. He said: 'O Messenger of Allah ﷺ, I have been given some wealth at Khaibar and I have never been given any wealth that is more precious to me than it. What do you command me to do with it? He said: 'If you wish, you can make it an endowment and give (its produce) in charity.' So 'Umar gave it on the basis that it would not be sold, given away or inherited, and (its produce) was to be given to the poor, to relatives, for freeing slaves, in the cause of Allah, to way fares and to guests; and there was nothing wrong if a person appointed to be in charge of it consumed from it on a reasonable basis or feeding a fried, without accumulating it for himself.”
أَصَابَ عُمَرُ بْنُ الْخَطَّابِ أَرْضًا بِخَيْبَرَ فَأَتَى النَّبِيَّ ﷺ فَاسْتَأْمَرَهُ فَقَالَ يَا رَسُولَ اللَّهِ إِنِّي أَصَبْتُ مَالاً بِخَيْبَرَ لَمْ أُصِبْ مَالاً قَطُّ هُوَ أَنْفَسُ عِنْدِي مِنْهُ فَمَا تَأْمُرُنِي بِهِ فَقَالَ إِنْ شِئْتَ حَبَسْتَ أَصْلَهَا وَتَصَدَّقْتَ بِهَا قَالَ فَعَمِلَ بِهَا عُمَرُ عَلَى أَنْ لاَ يُبَاعَ أَصْلُهَا وَلاَ يُوهَبَ وَلاَ يُورَثَ تَصَدَّقَ بِهَا لِلْفُقَرَاءِ وَفِي الْقُرْبَى وَفِي الرِّقَابِ وَفِي سَبِيلِ اللَّهِ وَابْنِ السَّبِيلِ وَالضَّيْفِ لاَ جُنَاحَ عَلَى مَنْ وَلِيَهَا أَنْ يَأْكُلَ مِنْهَا بِالْمَعْرُوفِ أَوْ يُطْعِمَ صَدِيقًا غَيْرَ مُتَمَوِّلٍ
“Umar bin Khattab said: 'O Messenger of Allah ﷺ, the one hundred shares of the Khaibar I have never been given any wealth that is more beloved to me than them, and I wanted to give them in charity.' The Prophet ﷺ said: 'Make it an endowment and give its produce in the cause of Allah (SWT).”
عُمَرُ بْنُ الْخَطَّابِ يَا رَسُولَ اللَّهِ إِنَّ الْمِائَةَ سَهْمٍ الَّتِي بِخَيْبَرَ لَمْ أُصِبْ مَالاً قَطُّ هُوَ أَحَبُّ إِلَىَّ مِنْهَا وَقَدْ أَرَدْتُ أَنْ أَتَصَدَّقَ بِهَا فَقَالَ النَّبِيُّ ﷺ احْبِسْ أَصْلَهَا وَسَبِّلْ ثَمَرَتَهَا قَالَ ابْنُ أَبِي عُمَرَ فَوَجَدْتُ هَذَا الْحَدِيثَ فِي مَوْضِعٍ آخَرَ فِي كِتَابِي عَنْ سُفْيَانَ عَنْ عَبْدِ اللَّهِ عَنْ نَافِعٍ عَنِ ابْنِ عُمَرَ قَالَ قَالَ عُمَرُ فَذَكَرَ نَحْوَهُ
15.5 Borrowed Items
١٥۔٥ باب الْعَارِيَةِ
I heard Abu Umamah say: “I heard the Messenger of Allah ﷺ say: 'Borrowed items are to be returned and an animal borrowed for milking is to be returned.”
سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ الْعَارِيَةُ مُؤَدَّاةٌ وَالْمِنْحَةُ مَرْدُودَةٌ
“I heard the Messenger of Allah ﷺ say: 'Borrowed items are to be returned and an animal borrowed for milking is to be returned.' ”
سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ الْعَارِيَةُ مُؤَدَّاةٌ وَالْمِنْحَةُ مَرْدُودَةٌ
“The hand that takes is responsible for what it has taken until it returns it.”
أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ عَلَى الْيَدِ مَا أَخَذَتْ حَتَّى تُؤَدِّيَهُ
15.6 Items Placed In Trust
١٥۔٦ باب الْوَدِيعَةِ
“The Messenger of Allah ﷺ said: 'Whoever is entrusted with an item for safekeeping, is not responsible for it (so long as he is not negligent).' ”
قَالَ رَسُولُ اللَّهِ ﷺ مَنْ أُودِعَ وَدِيعَةً فَلاَ ضَمَانَ عَلَيْهِ
15.7 When The One Who is Entrusted With Something Engages In Trade With It And Makes A Profit
١٥۔٧ باب الأَمِينِ يَتَّجِرُ فِيهِ فَيَرْبَحُ
the Prophet ﷺ gave him a Dinar to buy him a sheep, and he bought two sheep for him, then he sold one of them for a Dinar, and bought a Dinar and a sheep to the Prophet ﷺ. The Messenger of Allah ﷺ prayed for blessing for him.
أَنَّ النَّبِيَّ ﷺ أَعْطَاهُ دِينَارًا يَشْتَرِي لَهُ شَاةً فَاشْتَرَى لَهُ شَاتَيْنِ فَبَاعَ إِحْدَاهُمَا بِدِينَارٍ فَأَتَى النَّبِيَّ ﷺ بِدِينَارٍ وَشَاةٍ فَدَعَا لَهُ رَسُولُ اللَّهِ ﷺ بِالْبَرَكَةِ قَالَ فَكَانَ لَوِ اشْتَرَى التُّرَابَ لَرَبِحَ فِيهِ حَدَّثَنَا أَحْمَدُ بْنُ سَعِيدٍ الدَّارِمِيُّ حَدَّثَنَا حَبَّانُ بْنُ هِلاَلٍ حَدَّثَنَا سَعِيدُ بْنُ زَيْدٍ عَنِ الزُّبَيْرِ بْنِ الْخِرِّيتِ عَنْ أَبِي لَبِيدٍ لِمَازَةَ بْنِ زَبَّارٍ عَنْ عُرْوَةَ بْنِ أَبِي الْجَعْدِ الْبَارِقِيِّ قَالَ قَدِمَ جَلَبٌ فَأَعْطَانِي النَّبِيُّ ﷺ دِينَارًا فَذَكَرَ نَحْوَهُ
15.8 Transferring Debt
١٥۔٨ باب الْحَوَالَةِ
“(Wrongdoing) is when a rich man takes a long time to repay a debt, and if one of you is referred to a rich man (to collect a debt), he should accept that referral.”
قَالَ رَسُولُ اللَّهِ ﷺ الظُّلْمُ مَطْلُ الْغَنِيِّ وَإِذَا أُتْبِعَ أَحَدُكُمْ عَلَى مَلِيءٍ فَلْيَتْبَعْ
“When a rich man takes too long to repay a debt, this is wrongdoing, and if the debt is transferred to a rich man, you should accept if.”
قَالَ رَسُولُ اللَّهِ ﷺ مَطْلُ الْغَنِيِّ ظُلْمٌ وَإِذَا أُحِلْتَ عَلَى مَلِيءٍ فَاتْبَعْهُ
15.9 Guaranty
١٥۔٩ باب الْكَفَالَةِ
I heard Abu Umamah Al-Bahil say: “I heard the Messenger of Allah ﷺ say: “The guarantor is responsible and the debt must be repaid.' ”
سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ الزَّعِيمُ غَارِمٌ وَالدَّيْنُ مَقْضِيٌّ
That during the time of the Messenger of Allah ﷺ, a man pursued a debtor who owed him ten Dinar, and he said: “I do not have anything to give you.” He (the creditor) said: “No, by Allah, I will not leave you until you pay the debt or you bring me a guarantor.” Then he dragged him to the Prophet ﷺ and the Prophet ﷺ said to him: “How long will you wait?” He said: “One month.” The Messenger of Allah ﷺ said: “I will be a guarantor for him.” Then he came to him at the time the Prophet ﷺ had said, and the Prophet ﷺ said to him: “Where did you get this from?” He said: “From a mine.” He said: “There is nothing good in it,” and he paid the debt for him.
أَنَّ رَجُلاً لَزِمَ غَرِيمًا لَهُ بِعَشَرَةِ دَنَانِيرَ عَلَى عَهْدِ رَسُولِ اللَّهِ ﷺ فَقَالَ مَا عِنْدِي شَىْءٌ أُعْطِيكَهُ فَقَالَ لاَ وَاللَّهِ لاَ أُفَارِقُكَ حَتَّى تَقْضِيَنِي أَوْ تَأْتِيَنِي بِحَمِيلٍ فَجَرَّهُ إِلَى النَّبِيِّ ﷺ فَقَالَ لَهُ النَّبِيُّ ﷺ كَمْ تَسْتَنْظِرُهُ فَقَالَ شَهْرًا فَقَالَ رَسُولُ اللَّهِ ﷺ فَأَنَا أَحْمِلُ لَهُ فَجَاءَهُ فِي الْوَقْتِ الَّذِي قَالَ النَّبِيُّ ﷺ فَقَالَ لَهُ النَّبِيُّ ﷺ مِنْ أَيْنَ أَصَبْتَ هَذَا قَالَ مِنْ مَعْدِنٍ قَالَ لاَ خَيْرَ فِيهَا وَقَضَاهَا عَنْهُ
“I heard 'Abdullah bin Abu Qatadah narrate from his father that a corpse was brought to the Prophet ﷺ for him to offer the funeral prayer, and he said: 'Pray for your companion, for he owes a debt.' Abu Qatadah said: 'I will stand surely for him?' The Prophet ﷺ said: 'In full?' He said: 'In full.” And the debt he owed was eighteen or nineteen Dirham.”
أَنَّ النَّبِيَّ ﷺ أُتِيَ بِجِنَازَةٍ لِيُصَلِّيَ عَلَيْهَا فَقَالَ صَلُّوا عَلَى صَاحِبِكُمْ فَإِنَّ عَلَيْهِ دَيْنًا فَقَالَ أَبُو قَتَادَةَ أَنَا أَتَكَفَّلُ بِهِ قَالَ النَّبِيُّ ﷺ بِالْوَفَاءِ قَالَ بِالْوَفَاءِ وَكَانَ الَّذِي عَلَيْهِ ثَمَانِيَةَ عَشَرَ أَوْ تِسْعَةَ عَشَرَ دِرْهَمًا
15.10 One Who Takes A Loan With The Intention Of Repaying It
١٥۔١٠ باب مَنِ ادَّانَ دَيْنًا وَهُوَ يَنْوِي قَضَاءَهُ
the Mother of the Believers Maimunah used to take out loans frequently, and some of her family said: “Do not that,” and they denounced her for that. She said: “No. I heard my Prophet ﷺ and my close friend say: ‘There is no Muslim who takes out a loan and Allah(SWT) knows that he intends to pay it back, but Allah(SWT) will pay it back for him in this world.'”
لَهَا بَعْضُ أَهْلِهَا لاَ تَفْعَلِي وَأَنْكَرَ ذَلِكَ عَلَيْهَا قَالَتْ بَلَى إِنِّي سَمِعْتُ نَبِيِّي وَخَلِيلِي ﷺ يَقُولُ مَا مِنْ مُسْلِمٍ يَدَّانُ دَيْنًا يَعْلَمُ اللَّهُ مِنْهُ أَنَّهُ يُرِيدُ أَدَاءَهُ إِلاَّ أَدَّاهُ اللَّهُ عَنْهُ فِي الدُّنْيَا
“Allah will be the borrower until he pays off his debt, so long as it (the loan) is not for something that Allah dislikes.”
قَالَ رَسُولُ اللَّهِ ﷺ إِنَّ اللَّهَ مَعَ الدَّائِنِ حَتَّى يَقْضِيَ دَيْنَهُ مَا لَمْ يَكُنْ فِيمَا يَكْرَهُ اللَّهُ قَالَ فَكَانَ عَبْدُ اللَّهِ بْنُ جَعْفَرٍ يَقُولُ لِخَازِنِهِ اذْهَبْ فَخُذْ لِي بِدَيْنٍ فَإِنِّي أَكْرَهُ أَنْ أَبِيتَ لَيْلَةً إِلاَّ وَاللَّهُ مَعِي بَعْدَ الَّذِي سَمِعْتُ مِنْ رَسُولِ اللَّهِ ﷺ
15.11 One Who Takes A Loan With No Intention Of Repaying It
١٥۔١١ باب مَنِ ادَّانَ دَيْنًا لَمْ يَنْوِ قَضَاءَهُ
“ Any Man who takes out a loan, having resolved not to pay it back, will meet Allah (SWT) as a thief.”
عَنْ رَسُولِ اللَّهِ ﷺ قَالَ أَيُّمَا رَجُلٍ يَدَيَّنُ دَيْنًا وَهُوَ مُجْمِعٌ أَنْ لاَ يُوَفِّيَهُ إِيَّاهُ لَقِيَ اللَّهَ سَارِقًا حَدَّثَنَا إِبْرَاهِيمُ بْنُ الْمُنْذِرِ الْحِزَامِيُّ حَدَّثَنَا يُوسُفُ بْنُ مُحَمَّدِ بْنِ صَيْفِيٍّ عَنْ عَبْدِ الْحَمِيدِ بْنِ زِيَادٍ عَنْ أَبِيهِ عَنْ جَدِّهِ صُهَيْبٍ عَنِ النَّبِيِّ ﷺ نَحْوَهُ
“Whoever takes people's wealth with the intention of destroying it, Allah (SWT) will destroy him.”
أَنَّ النَّبِيَّ ﷺ قَالَ مَنْ أَخَذَ أَمْوَالَ النَّاسِ يُرِيدُ إِتْلاَفَهَا أَتْلَفَهُ اللَّهُ
15.12 Stern Warning Concerning Debt
١٥۔١٢ باب التَّشْدِيدِ فِي الدَّيْنِ
“Anyone whose soul leaves his body and he is free of three things, will enter Paradise: Arrogance, stealing from the spoils of war, and debt.”
عَنْ ثَوْبَانَ مَوْلَى رَسُولِ اللَّهِ ﷺ عَنْ رَسُولِ اللَّهِ ﷺ أَنَّهُ قَالَ مَنْ فَارَقَ الرُّوحُ الْجَسَدَ وَهُوَ بَرِيءٌ مِنْ ثَلاَثٍ دَخَلَ الْجَنَّةَ مِنَ الْكِبْرِ وَالْغُلُولِ وَالدَّيْنِ
“The soul of the believer is attached to his debt until it is paid off.”
قَالَ رَسُولُ اللَّهِ ﷺ نَفْسُ الْمُؤْمِنِ مُعَلَّقَةٌ بِدَيْنِهِ حَتَّى يُقْضَى عَنْهُ
“Whoever dies owing a Dinar or a Dirham, it will be paid back from his good deeds, because then there will be no Dinar or Dirham.”
قَالَ رَسُولُ اللَّهِ ﷺ مَنْ مَاتَ وَعَلَيْهِ دِينَارٌ أَوْ دِرْهَمٌ قُضِيَ مِنْ حَسَنَاتِهِ لَيْسَ ثَمَّ دِينَارٌ وَلاَ دِرْهَمٌ
15.13 If A Man Leaves Behind A Debt Or Children, Then Allah (SWT) And His Messenger Are Respon
١٥۔١٣ باب مَنْ تَرَكَ دَيْنًا أَوْ ضَيَاعًا فَعَلَى اللَّهِ وَعَلَى رَسُولِهِ
if a believer died at the time of the Messenger of Allah ﷺ and he had debts, the Messenger of Allah ﷺ would ask: “Did he leave anything with which to off his debt?” If they said yes, then he would offer the funeral prayer for him, but if they said no, then he would say: “Pray for your companion.” When Allah granted his Prophet ﷺ the conquests, he said: “I am nearer to the believers than their own selves. Whoever dies owing a debt, I will pay it off for him, and whoever leaves behind wealth, it will be for his heirs.”
أَنَّ رَسُولَ اللَّهِ ﷺ كَانَ يَقُولُ إِذَا تُوُفِّيَ الْمُؤْمِنُ فِي عَهْدِ رَسُولِ اللَّهِ ﷺ وَعَلَيْهِ الدَّيْنُ فَيَسْأَلُ هَلْ تَرَكَ لِدَيْنِهِ مِنْ قَضَاءٍ فَإِنْ قَالُوا نَعَمْ صَلَّى عَلَيْهِ وَإِنْ قَالُوا لاَ قَالَ صَلُّوا عَلَى صَاحِبِكُمْ فَلَمَّا فَتَحَ اللَّهُ عَلَى رَسُولِهِ الْفُتُوحَ قَالَ أَنَا أَوْلَى بِالْمُؤْمِنِينَ مِنْ أَنْفُسِهِمْ فَمَنْ تُوُفِّيَ وَعَلَيْهِ دَيْنٌ فَعَلَىَّ قَضَاؤُهُ وَمَنْ تَرَكَ مَالاً فَهُوَ لِوَرَثَتِهِ
“Whoever leaves behind money, it is for his heirs, and whoever leaves behind a debt for children, I am nearer to the believers.”
قَالَ رَسُولُ اللَّهِ ﷺ مَنْ تَرَكَ مَالاً فَلِوَرَثَتِهِ وَمَنْ تَرَكَ دَيْنًا أَوْ ضَيَاعًا فَعَلَىَّ وَإِلَىَّ وَأَنَا أَوْلَى بِالْمُؤْمِنِينَ
15.14 Giving Respite To One Who Is In Difficulty
١٥۔١٤ باب إِنْظَارِ الْمُعْسِرِ
Whoever is easy with (a debtor) who is in difficulty, Allah will be easy with him in this world and in the Hereafter.”
قَالَ رَسُولُ اللَّهِ ﷺ مَنْ يَسَّرَ عَلَى مُعْسِرٍ يَسَّرَ اللَّهُ عَلَيْهِ فِي الدُّنْيَا وَالآخِرَةِ
“Whoever gives respite to one in difficulty, he will have (the reward of) an act of charity for each day. Whoever gives him respite after payment becomes due, will have (the reward of) an act of charity equal to (the amount of the loan) for each day.”
عَنِ النَّبِيِّ ﷺ قَالَ مَنْ أَنْظَرَ مُعْسِرًا كَانَ لَهُ بِكُلِّ يَوْمٍ صَدَقَةٌ وَمَنْ أَنْظَرَهُ بَعْدَ حِلِّهِ كَانَ لَهُ مِثْلُهُ فِي كُلِّ يَوْمٍ صَدَقَةٌ
the Messenger of Allah ﷺ said: “Whoever would like Allah to shade him with His shade, let him give respite to one in difficulty, or waive repayment of the loan.”
عَنْ أَبِي الْيَسَرِ صَاحِبِ النَّبِيِّ ﷺ قَالَ قَالَ رَسُولُ اللَّهِ ﷺ مَنْ أَحَبَّ أَنْ يُظِلَّهُ اللَّهُ فِي ظِلِّهِ فَلْيُنْظِرْ مُعْسِرًا أَوْ لِيَضَعْ لَهُ
“A man died and it was said to him: 'What did you do?' Either he remembered or was reminded and said: 'I used to be easy going in coins and cash collecting debts due, and I used to give respite to (the debtor) who was in difficulty. So, Allah (SWT) forgave him.' ” Abu Masud said: “I heard that from the Messenger of Allah ﷺ.”
عَنِ النَّبِيِّ ﷺ أَنَّ رَجُلاً مَاتَ فَقِيلَ لَهُ مَا عَمِلْتَ فَإِمَّا ذَكَرَ أَوْ ذُكِّرَ قَالَ إِنِّي كُنْتُ أَتَجَوَّزُ فِي السِّكَّةِ وَالنَّقْدِ وَأُنْظِرُ الْمُعْسِرَ فَغَفَرَ اللَّهُ لَهُ قَالَ أَبُو مُسْعُودٍ أَنَا قَدْ سَمِعْتُ هَذَا مِنْ رَسُولِ اللَّهِ ﷺ
15.15 Asking In A Polite Manner And Taking One's Rights Without Behaving In An Indecent Manner
١٥۔١٥ باب حُسْنِ الْمُطَالَبَةِ وَأَخْذِ الْحَقِّ فِي عَفَافٍ
“Whoever demands his rights let him do so in a decent manner as much as he can.”
أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ مَنْ طَلَبَ حَقًّا فَلْيَطْلُبْهُ فِي عَفَافٍ وَافٍ أَوْ غَيْرِ وَافٍ
أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ لِصَاحِبِ الْحَقِّ خُذْ حَقَّكَ فِي عَفَافٍ وَافٍ أَوْ غَيْرِ وَافٍ
15.16 Paying Off Debts In A Good Manner
١٥۔١٦ باب حُسْنِ الْقَضَاءِ
“The best of you - or among the best of you - are those who pay off their debts in the best manner.”
قَالَ رَسُولُ اللَّهِ ﷺ إِنَّ خَيْرَكُمْ أَوْ مِنْ خَيْرِكُمْ أَحَاسِنُكُمْ قَضَاءً
the Prophet ﷺ borrowed thirty or forty thousand from him, when he fought at Hunain. When he came back he paid the loan, then the Prophet ﷺ said to him: 'May Allah (SWT) bless your family and your wealth for you. The reward for lending is repayment and words of paradise.”
أَنَّ النَّبِيَّ ﷺ اسْتَسْلَفَ مِنْهُ حِينَ غَزَا حُنَيْنًا ثَلاَثِينَ أَوْ أَرْبَعِينَ أَلْفًا فَلَمَّا قَدِمَ قَضَاهَا إِيَّاهُ ثُمَّ قَالَ لَهُ النَّبِيُّ ﷺ بَارَكَ اللَّهُ لَكَ فِي أَهْلِكَ وَمَالِكَ إِنَّمَا جَزَاءُ السَّلَفِ الْوَفَاءُ وَالْحَمْدُ
15.17 The One Who Has A Right Authority (Over The Debtor)
١٥۔١٧ باب لِصَاحِبِ الْحَقِّ سُلْطَانٌ
“A man came to ask the Prophet of Allah ﷺ for some debt or some right, and he spoke harshly to him, and the Companions of the Messenger of Allah ﷺ wanted to rebuke him. But the Messenger of Allah ﷺ said: 'Let him be, for the one who is owed something has authority over the debtor, until it is paid off.' ”
جَاءَ رَجُلٌ يَطْلُبُ نَبِيَّ اللَّهِ ﷺ بِدَيْنٍ أَوْ بِحَقٍّ فَتَكَلَّمَ بِبَعْضِ الْكَلاَمِ فَهَمَّ صَحَابَةُ رَسُولِ اللَّهِ ﷺ بِهِ فَقَالَ رَسُولُ اللَّهِ ﷺ مَهْ إِنَّ صَاحِبَ الدَّيْنِ لَهُ سُلْطَانٌ عَلَى صَاحِبِهِ حَتَّى يَقْضِيَهُ
“A Bedouin came to the Prophet ﷺ to ask him to pay back a debt that he owed him, and he spoke harshly, saying: 'I will make things difficult for you unless you repay me.' His Companions rebuked him and said: 'Woe to you, do you know who you are speaking to?' He said: 'I am only asking for my rights.' The Prophet ﷺ said: 'Why do you not support the one who has a right?' Then he sent word to Khawlah bint Qais, saying to her: 'If you have dates, lend them to us until our dates come, then we will pay you back.' She said: 'Yes, may my father be ransomed for you, O Messenger of Allah ﷺ!' So she gave him a loan, and he paid back the Bedouin and fed him. He (the Bedouin) said: 'You have paid me in full, may Allah (SWT) pay you in full.' He (the Prophet ﷺ ) said: 'Those are the best of people. May that nation not be cleansed (of sin) among whom the weak cannot get their rights without trouble.' ”
جَاءَ أَعْرَابِيٌّ إِلَى النَّبِيِّ ﷺ يَتَقَاضَاهُ دَيْنًا كَانَ عَلَيْهِ فَاشْتَدَّ عَلَيْهِ حَتَّى قَالَ لَهُ أُحَرِّجُ عَلَيْكَ إِلاَّ قَضَيْتَنِي فَانْتَهَرَهُ أَصْحَابُهُ وَقَالُوا وَيْحَكَ تَدْرِي مَنْ تُكَلِّمُ قَالَ إِنِّي أَطْلُبُ حَقِّي فَقَالَ النَّبِيُّ ﷺ هَلاَّ مَعَ صَاحِبِ الْحَقِّ كُنْتُمْ ثُمَّ أَرْسَلَ إِلَى خَوْلَةَ بِنْتِ قَيْسٍ فَقَالَ لَهَا إِنْ كَانَ عِنْدَكِ تَمْرٌ فَأَقْرِضِينَا حَتَّى يَأْتِيَنَا تَمْرٌ فَنَقْضِيَكِ فَقَالَتْ نَعَمْ بِأَبِي أَنْتَ يَا رَسُولَ اللَّهِ قَالَ فَأَقْرَضَتْهُ فَقَضَى الأَعْرَابِيَّ وَأَطْعَمَهُ فَقَالَ أَوْفَيْتَ أَوْفَى اللَّهُ لَكَ فَقَالَ أُولَئِكَ خِيَارُ النَّاسِ إِنَّهُ لاَ قُدِّسَتْ أُمَّةٌ لاَ يَأْخُذُ الضَّعِيفُ فِيهَا حَقَّهُ غَيْرَ مُتَعْتَعٍ
15.18 Imprisonment Because Of Debts And Pursuing Debtors
١٥۔١٨ باب الْحَبْسِ فِي الدَّيْنِ وَالْمُلاَزَمَةِ
“If one who can afford it delays repayment, his honor and punishment become permissible.”
قَالَ رَسُولُ اللَّهِ ﷺ لَىُّ الْوَاجِدِ يُحِلُّ عِرْضَهُ وَعُقُوبَتَهُ قَالَ عَلِيٌّ الطَّنَافِسِيُّ يَعْنِي عِرْضَهُ شِكَايَتَهُ وَعُقُوبَتَهُ سِجْنَهُ
“I came to the Prophet ﷺ with a man who owed me money, and he said to me: 'Keep him.' Then he passed by me at the end of the day and said: 'What did your prisoner do, O brother of Banu Tamim?' ”
أَتَيْتُ النَّبِيَّ ﷺ بِغَرِيمٍ لِي فَقَالَ لِي الْزَمْهُ ثُمَّ مَرَّ بِي آخِرَ النَّهَارِ فَقَالَ مَا فَعَلَ أَسِيرُكَ يَا أَخَا بَنِي تَمِيمٍ
he demanded payment owed by Ibn Abi Hadrad in the mosque. Their voices became so loud that the Messenger of Allah ﷺ heard them when he was in his house. He came out and called Ka'b who said: “Here I am, O Messenger of Allah ﷺ!” He said: “Waive this much of your loan,” and gestured with his hand to indicate half. He said: “I will do that,” and he said: “Get up and repay it.”
أَنَّهُ تَقَاضَى ابْنَ أَبِي حَدْرَدٍ دَيْنًا لَهُ عَلَيْهِ فِي الْمَسْجِدِ حَتَّى ارْتَفَعَتْ أَصْوَاتُهُمَا حَتَّى سَمِعَهُمَا رَسُولُ اللَّهِ ﷺ وَهُوَ فِي بَيْتِهِ فَخَرَجَ إِلَيْهِمَا فَنَادَى كَعْبًا فَقَالَ لَبَّيْكَ يَا رَسُولَ اللَّهِ قَالَ دَعْ مِنْ دَيْنِكَ هَذَا وَأَوْمَأَ بِيَدِهِ إِلَى الشَّطْرِ فَقَالَ قَدْ فَعَلْتُ قَالَ قُمْ فَاقْضِهِ
15.19 Lending
١٥۔١٩ باب الْقَرْضِ
“Sulaiman bin Udhunan lent 'Alqamah one thousand Dirham until he got his salary, When he got his salary, he demanded that he pay him back and treated him harshly. He paid him back, and it was as if 'Alqamah was angry. Several months passed then he came to him and said: 'Lend me one thousand Dirham until my salary comes.' He said 'Yes, it would be an honor. O Umm 'Utbah! Bring me that sealed leather bag that you have.' He said: 'By Allah(SWT), these are your Dirham that you paid back to me; I did not touch a single Dirham., ' What made you do what you did to me (i.e., treat me so harshly)?' He said: 'What I heard from you.' He said: 'What did you hear from me?' He said: 'I heard you narrated from Ibn Mas'ud that the Prophet ﷺ said: “There is no Muslim who lends something to another Muslim twice, but it will be like giving charity once.”He said: 'That is what Ibn Mas'ud told me.' ”
فَكَأَنَّ عَلْقَمَةَ غَضِبَ فَمَكَثَ أَشْهُرًا ثُمَّ أَتَاهُ فَقَالَ أَقْرِضْنِي أَلْفَ دِرْهَمٍ إِلَى عَطَائِي قَالَ نَعَمْ وَكَرَامَةً يَا أُمَّ عُتْبَةَ هَلُمِّي تِلْكَ الْخَرِيطَةَ الْمَخْتُومَةَ الَّتِي عِنْدَكِ فَجَاءَتْ بِهَا فَقَالَ أَمَا وَاللَّهِ إِنَّهَا لَدَرَاهِمُكَ الَّتِي قَضَيْتَنِي مَا حَرَّكْتُ مِنْهَا دِرْهَمًا وَاحِدًا قَالَ فَلِلَّهِ أَبُوكَ مَا حَمَلَكَ عَلَى مَا فَعَلْتَ بِي قَالَ مَا سَمِعْتُ مِنْكَ قَالَ مَا سَمِعْتَ مِنِّي قَالَ سَمِعْتُكَ تَذْكُرُ عَنِ ابْنِ مَسْعُودٍ أَنَّ النَّبِيَّ ﷺ قَالَ مَا مِنْ مُسْلِمٍ يُقْرِضُ مُسْلِمًا قَرْضًا مَرَّتَيْنِ إِلاَّ كَانَ كَصَدَقَتِهَا مَرَّةً قَالَ كَذَلِكَ أَنْبَأَنِي ابْنُ مَسْعُودٍ
“On the night on which I was taken on the Night Journey (Isra), I saw written at the gate of Paradise: 'Charity brings a tenfold reward and a loan brings an eighteen fold reward.' I said: 'O Jibril! Why is a loan better than charity?' He said: 'Because the beggar asks when he has something, but the one who asks for loan does so only because he is in need.' ”
قَالَ رَسُولُ اللَّهِ ﷺ رَأَيْتُ لَيْلَةَ أُسْرِيَ بِي عَلَى بَابِ الْجَنَّةِ مَكْتُوبًا الصَّدَقَةُ بِعَشْرِ أَمْثَالِهَا وَالْقَرْضُ بِثَمَانِيَةَ عَشَرَ فَقُلْتُ يَا جِبْرِيلُ مَا بَالُ الْقَرْضِ أَفْضَلُ مِنَ الصَّدَقَةِ قَالَ لأَنَّ السَّائِلَ يَسْأَلُ وَعِنْدَهُ وَالْمُسْتَقْرِضُ لاَ يَسْتَقْرِضُ إِلاَّ مِنْ حَاجَةٍ
“I asked Anas bin Malik: 'What if a man gives his brother a loan, then (the borrower) give him a gift?’ The Messenger of Allah ﷺ said: ‘If anyone of you borrow something then he gives (the lender) a gift or gives him a ride on his riding-beast, he should not accept the gift or the ride, unless they used to treat each other in that manner beforehand.'”
قَالَ رَسُولُ اللَّهِ ﷺ إِذَا أَقْرَضَ أَحَدُكُمْ قَرْضًا فَأَهْدَى لَهُ أَوْ حَمَلَهُ عَلَى الدَّابَّةِ فَلاَ يَرْكَبْهَا وَلاَ يَقْبَلْهُ إِلاَّ أَنْ يَكُونَ جَرَى بَيْنَهُ وَبَيْنَهُ قَبْلَ ذَلِكَ
15.20 Paying A Debt On Behalf Of The Deceased
١٥۔٢٠ باب أَدَاءِ الدَّيْنِ عَنِ الْمَيِّتِ
his brother died, leaving behind three hundred Dirham and dependents. “I wanted to spend (his money) on his dependents, but the Prophet ﷺ said: 'Your brother is being detained by his debt, so pay it off for him.'” He said “O Messenger of Allah ﷺ, I have paid it off apart from two Dinar, which a woman is claiming but she has no proof.” He said: “Give them to her for she is telling the truth.”
أَنَّ أَخَاهُ مَاتَ وَتَرَكَ ثَلاَثَمِائَةِ دِرْهَمٍ وَتَرَكَ عِيَالاً فَأَرَدْتُ أَنْ أُنْفِقَهَا عَلَى عِيَالِهِ فَقَالَ النَّبِيُّ ﷺ إِنَّ أَخَاكَ مُحْتَبَسٌ بِدَيْنِهِ فَاقْضِ عَنْهُ فَقَالَ يَا رَسُولَ اللَّهِ قَدْ أَدَّيْتُ عَنْهُ إِلاَّ دِينَارَيْنِ ادَّعَتْهُمَا امْرَأَةٌ وَلَيْسَ لَهَا بَيِّنَةٌ قَالَ فَأَعْطِهَا فَإِنَّهَا مُحِقَّةٌ
his father died owing thirty Wasq to a Jewish man. Jabir bin Abdullah asked him for respite but he refused. Jabir asked the Messenger of Allah ﷺ to intercede for him with him, so the Messenger of Allah ﷺ went and spoke to the Jew, asking him to accept dates in lieu of what was owed, but he refused. The Messenger of Allah ﷺ spoke to him but he refused to give respite. Then the Messenger of Allah ﷺ went in among the date-palm trees and walked among them. Then he said to Jabir: “Pick (dates) for him and pay off what is owed to him in full.” So he picked thirty Wasq of dates after the Messenger of Allah ﷺ came back, and there were twelve Wasq more (than what was owed). Jabir came to the Messenger of Allah ﷺ to tell him what had happened, and he found that the Messenger of Allah ﷺ was absent. When the Messenger of Allah ﷺ came back he came to him and told him that he had paid off the debt in full, and he told him about the extra dates. The Messenger of Allah ﷺ said: “Tell 'Umar bin Khattab about that.” So Jabir went to 'Umar said to him: “I knew when the Messenger of Allah ﷺ walked amongst them that Allah (SWT) would bless them for us.”
أَنْ يُنْظِرَهُ فَكَلَّمَ جَابِرٌ رَسُولَ اللَّهِ ﷺ لِيَشْفَعَ لَهُ إِلَيْهِ فَجَاءَهُ رَسُولُ اللَّهِ ﷺ فَكَلَّمَ الْيَهُودِيَّ لِيَأْخُذَ ثَمَرَ نَخْلِهِ بِالَّذِي لَهُ عَلَيْهِ فَأَبَى عَلَيْهِ فَكَلَّمَهُ رَسُولُ اللَّهِ ﷺ فَأَبَى أَنْ يُنْظِرَهُ فَدَخَلَ رَسُولُ اللَّهِ ﷺ النَّخْلَ فَمَشَى فِيهَا ثُمَّ قَالَ لِجَابِرٍ جُدَّ لَهُ فَأَوْفِهِ الَّذِي لَهُ فَجَدَّ لَهُ بَعْدَ مَا رَجَعَ رَسُولُ اللَّهِ ﷺ ثَلاَثِينَ وَسْقًا وَفَضَلَ لَهُ اثْنَا عَشَرَ وَسْقًا فَجَاءَ جَابِرٌ رَسُولَ اللَّهِ ﷺ لِيُخْبِرَهُ بِالَّذِي كَانَ فَوَجَدَ رَسُولَ اللَّهِ ﷺ غَائِبًا فَلَمَّا انْصَرَفَ رَسُولُ اللَّهِ ﷺ جَاءَهُ فَأَخْبَرَهُ أَنَّهُ قَدْ أَوْفَاهُ وَأَخْبَرَهُ بِالْفَضْلِ الَّذِي فَضَلَ فَقَالَ رَسُولُ اللَّهِ ﷺ أَخْبِرْ بِذَلِكَ عُمَرَ بْنَ الْخَطَّابِ فَذَهَبَ جَابِرٌ إِلَى عُمَرَ فَأَخْبَرَهُ فَقَالَ لَهُ عُمَرُ لَقَدْ عَلِمْتُ حِينَ مَشَى فِيهِ رَسُولُ اللَّهِ ﷺ لَيُبَارِكَنَّ اللَّهُ فِيهَا
15.21 Three Things Which, If A Person Takes Out A Loan Because Of Them, Allah (SWT) Will Pay I
١٥۔٢١ باب ثَلاَثٍ مَنِ ادَّانَ فِيهِنَّ قَضَى اللَّهُ عَنْهُ
“A debt will be settled on the Day of Resurrection if the one who owes it dies, apart from three: A man who lost his strength fighting in the cause of Allah (SWT), so he borrows in order to become strong again to fighting in the cause of Allah (SWT), so he borrows in order to become strong again to fight the enemy of Allah (SWT) and his enemy. A man who sees a Muslims die and he cannot find anything with which to shroud him except by taking a loan. A man who sees a Muslim die and he cannot find anything with which to shroud him except, by taking a loan. A man who fears Allah (SWT) if he stays single, so he gets married for fear of (losing) his religious commitment. Allah will pay off the debt for these people on the Day of Resurrection.”
قَالَ رَسُولُ اللَّهِ ﷺ إِنَّ الدَّيْنَ يُقْضَى مِنْ صَاحِبِهِ يَوْمَ الْقِيَامَةِ إِذَا مَاتَ إِلاَّ مَنْ يَدَيَّنُ فِي ثَلاَثِ خِلاَلٍ الرَّجُلُ تَضْعُفُ قُوَّتُهُ فِي سَبِيلِ اللَّهِ فَيَسْتَدِينُ يَتَقَوَّى بِهِ لِعَدُوِّ اللَّهِ وَعَدُوِّهِ وَرَجُلٌ يَمُوتُ عِنْدَهُ مُسْلِمٌ لاَ يَجِدُ مَا يُكَفِّنُهُ وَيُوَارِيهِ إِلاَّ بِدَيْنٍ وَرَجُلٌ خَافَ اللَّهَ عَلَى نَفْسِهِ الْعُزْبَةَ فَيَنْكِحُ خَشْيَةً عَلَى دِينِهِ فَإِنَّ اللَّهَ يَقْضِي عَنْ هَؤُلاَءِ يَوْمَ الْقِيَامَةِ