The Prophet ﷺ used to say, "O Allah! I seek refuge with You from helplessness, laziness, cowardice and feeble old age; I seek refuge with You from afflictions of life and death and seek refuge with You from the punishment in the grave."  

كَانَ النَّبِيُّ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْهَرَمِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ  

Saʿd bin Abi Waqqas used to recommend these five (statements) and say that the Prophet ﷺ said so (and they are): "O Allah! I seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to geriatric old age, and seek refuge with You from the afflictions of the world, and seek refuge with You from the punishment of the grave."  

عَنِ النَّبِيِّ ﷺ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ  

Seek refuge with Allah by saying the words which the Prophet ﷺ used to say while seeking refuge with Allah, "0 Allah! I seek refuge with You from cowardice, and seek refuge with You from miserliness, and seek refuge with You from reaching a degraded geriatric old age, and seek refuge with You from the afflictions of the world and from the punishment in the grave."  

تَعَوَّذُوا بِكَلِمَاتٍ كَانَ النَّبِيُّ ﷺ يَتَعَوَّذُ بِهِنَّ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ  

The Prophet ﷺ used to teach us these words as he used to teach us the Book (Qur'an): "O Allah! seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to (senile) geriatric old age, and seek refuge with You from the affliction of the world and from the punishment in the Hereafter."  

كَانَ النَّبِيُّ ﷺ يُعَلِّمُنَا هَؤُلاَءِ الْكَلِمَاتِ كَمَا تُعَلَّمُ الْكِتَابَةُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنْ أَنْ نُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ  

" O Allah, I seek refuge in Thee from incapacity, from indolence, from cowardice, from senility, from miserliness, and I seek refuge in Thee from the torment of the grave and from trial of the life and death."  

كَانَ رَسُولُ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْهَرَمِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَمِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

The Prophet [SAW] used to say: "Allahumma inni a'udhu bika minal-'ajzi, wal-kasali, wal-harami, wal-bukhli, wal-jubni, wa 'audhu bika min 'adhabil-qabri, wa min fitnatil-mahya wal-mamati (O Allah, I seek refuge in You from incapacity, laziness, old age, miserliness and cowardice, and I seek refuge in You from the torment of the grave, and from the trials of life and death.)"  

أَنَّ النَّبِيَّ ﷺ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْهَرَمِ وَالْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَمِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

Sa'd used to teach him these words, narrating from the Prophet [SAW]: "Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya wa 'adhabil-qabr (O Allah, I seek refuge with You from miserliness, and I seek refuge with You from cowardice, and I seek refuge with You from reaching the age of senility, and I seek refuge in You from the trials of this world and the torment of the grave.)"  

كَانَ سَعْدٌ يُعَلِّمُهُ هَؤُلاَءِ الْكَلِمَاتِ وَيَرْوِيهِنَّ عَنِ النَّبِيِّ ﷺ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ  

"I heard the Messenger of Allah [SAW] say: 'Allahumma inni a'udhu bika minal-kasali, walharami, wal-maghrami, wal-ma'thami, wa a'udhu bika min sharril-masihid-dajjali, wa a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nar (O Allah, I seek refuge in You from laziness, old age, debt and sin, and I seek refuge in You from the evil of the Al-Masihid-Dajjal, and I seek refuge in You from the torment of the grave, and I seek refuge in You from the punishment of the Fire.)'"  

سَمِعْتُ رَسُولَ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَغْرَمِ وَالْمَأْثَمِ وَأَعُوذُ بِكَ مِنْ شَرِّ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ  

"I heard Mus'ab bin Sa'd say, concerning his father: 'He used to teach us five things that the Messenger of Allah [SAW] used to recite in his supplication, and say: "Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge in You from miserliness, and I seek refuge in You from cowardice, and I seek refuge in You from reaching the age of senility, and I seek refuge in You from the torment of the grave.)"  

كَانَ يُعَلِّمُنَا خَمْسًا كَانَ رَسُولُ اللَّهِ ﷺ يَدْعُو بِهِنَّ وَيَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنْ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ  

"I went for Hajj with 'Umar, and in Muzdalifah, I heard him say that the Prophet [SAW] used to seek refuge from five things: 'Allahumma inni a'udhu bika minal-bukhli, wal-jubni, wa a'udhu bika min su'il-'umuri, wa a'udhu bika min fitnatis-sadri, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge with You from miserliness and cowardice, and I seek refuge with You from reaching the age of second childhood, and I seek refuge in You from the ills of the heart, and I seek refuge in You from the torment of the grave.'"  

حَجَجْتُ مَعَ عُمَرَ فَسَمِعْتُهُ يَقُولُ بِجَمْعٍ أَلاَ إِنَّ النَّبِيَّ ﷺ كَانَ يَتَعَوَّذُ مِنْ خَمْسٍ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنْ سُوءِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الصَّدْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ  

The Messenger of Allah [SAW] used to say: "Allahumma inni a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nari, wa a'udhu bika min fitnatil-mahya wal-mamat wa a'udhu bika min sharril-masihid-dajjali (O Allah, I seek refuge with You from the torment of the grave, and I seek refuge with You from the torment of the Fire, and I seek refuge with You from the trials of life and death, and I seek refuge with You from the evil of the Al-Masihid-Dajjal.)"  

عَنْ رَسُولِ اللَّهِ ﷺ أَنَّهُ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ وَأَعُوذُ بِكَ مِنْ شَرِّ الْمَسِيحِ الدَّجَّالِ  

"Allahumma inni a udhu bika min adhabil-qabri wa a 'udhu bika min 'adhabin-nar, wa a 'udhu bika min fitnatil-mahya wal-mamat, wa audhu bika min fitnatil-masihid-dajjal (O Allah, I seek refuge with you from the torment of the grave, and I seek refuge with You from the torment of the Fire, and I seek refuge with You from the trial of the Dajjal)."  

عَنْ رَسُولِ اللَّهِ ﷺ أَنَّهُ كَانَ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ  

The Messenger of Allah ﷺ used to say: "O Allah, I seek refuge in You from weakness, and laziness, and cowardice, and old age, and I seek refuge in You from the punishment of the grave, and I seek refuge in You from the trails of the life and death."  

سَمِعْتُ أَنَسَ بْنَ مَالِكٍ يَقُولُ كَانَ رَسُولُ اللَّهِ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْبُخْلِ وَالْهَرَمِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ  

"The Prophet [SAW] used to say in his supplication: 'Allahumma inni a'udhu bika minal-kasali, wal-harami, wal-jubni, wal-bukhli, wa fitnatid-dajjali, wa 'adhabil-qabr (O Allah, I seek refuge in You from laziness, old age, cowardice, miserliness, the tribulation of the Dajjal and the torment of the grave.)" (Using translation from Nasāʾī 5451)   

كَانَ النَّبِيُّ ﷺ يَتَعَوَّذُ يَقُولُ اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْجُبْنِ وَالْبُخْلِ وَفِتْنَةِ الدَّجَّالِ وَعَذَابِ الْقَبْرِ  

"I heard the Messenger of Allah [SAW] say: 'Allahumma inni a'udhu bika minal-kasali, walharami, wal-maghrami, wal-ma'thami, wa a'udhu bika min sharril-masihid-dajjali, wa a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nar (O Allah, I seek refuge in You from laziness, old age, debt and sin, and I seek refuge in You from the evil of the Al-Masihid-Dajjal, and I seek refuge in You from the torment of the grave, and I seek refuge in You from the punishment of the Fire.)'" (Using translation from Nasāʾī 5490)   

سَمِعْتُ النَّبِيَّ ﷺ يَقُولُ اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَغْرَمِ وَالْمَأْثَمِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِالْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ  

"I heard the Messenger of Allah [SAW] say: 'Allahumma inni a'udhu bika minal-kasali, walharami, wal-maghrami, wal-ma'thami, wa a'udhu bika min sharril-masihid-dajjali, wa a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nar (O Allah, I seek refuge in You from laziness, old age, debt and sin, and I seek refuge in You from the evil of the Al-Masihid-Dajjal, and I seek refuge in You from the torment of the grave, and I seek refuge in You from the punishment of the Fire.)'" (Using translation from Nasāʾī 5490)  

سَمِعْتُ رَسُولَ اللهِ ﷺ يَقُولُ اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَأْثَمِ وَالْمَغْرَمِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ  

Saʿd bin Abi Waqqas used to recommend these five (statements) and say that the Prophet ﷺ said so (and they are): "O Allah! I seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to geriatric old age, and seek refuge with You from the afflictions of the world, and seek refuge with You from the punishment of the grave." (Using translation from Bukhārī 6370)  

عَنْ رَسُولِ اللهِ ﷺ اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ البُخْلِ وَأَعُوذُ بِكَ مِنَ الجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ  

The Prophet ﷺ used to teach us these words as he used to teach us the Book (Qur'an): "O Allah! seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to (senile) geriatric old age, and seek refuge with You from the affliction of the world and from the punishment in the Hereafter." (Using translation from Bukhārī 6390)  

كَانَ رَسُولُ اللَّهِ ﷺ يُعَلِّمُنَا هَؤُلَاءِ الْكَلِمَاتِ كَمَا تُعَلَّمُ الْكِتَابَةُ «اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ»  

"Allahumma inni a udhu bika min adhabil-qabri wa a 'udhu bika min 'adhabin-nar, wa a 'udhu bika min fitnatil-mahya wal-mamat, wa audhu bika min fitnatil-masihid-dajjal (O Allah, I seek refuge with you from the torment of the grave, and I seek refuge with You from the torment of the Fire, and I seek refuge with You from the trial of the Dajjal)." (Using translation from Nasāʾī 2060)  

عَنْ رَسُولِ اللهِ ﷺ أَنَّهُ كَانَ يَقُولُ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ وَأَعُوذُ بِكَ مِنَ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ»  

"Allahumma inni a udhu bika min adhabil-qabri wa a 'udhu bika min 'adhabin-nar, wa a 'udhu bika min fitnatil-mahya wal-mamat, wa audhu bika min fitnatil-masihid-dajjal (O Allah, I seek refuge with you from the torment of the grave, and I seek refuge with You from the torment of the Fire, and I seek refuge with You from the trial of the Dajjal)." (Using translation from Nasāʾī 2060)  

عَنْ رَسُولِ اللهِ ﷺ أَنَّهُ كَانَ يَقُولُ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ وَأَعُوذُ بِكَ مِنْ شَرِّ الْمَسِيحِ الدَّجَّالِ»  

"I heard Mus'ab bin Sa'd (narrate) about his father: 'He used to tech us five things, which he said that the Messenger of Allah [SAW] used to recite in his supplication: 'Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge in You from miserliness, and I seek refuge in You from cowardice, and I seek refuge in You from reaching the age of senility, and I seek refuge in You from the trials of this world, and I seek refuge in You from the torment of the grave).'" (Using translation from Nasāʾī 5445)  

كَانَ يُعَلِّمُنَا خَمْسًا كَانَ يَقُولُ كَانَ رَسُولُ اللهِ ﷺ يَدْعُو بِهِنَّ وَيَقُولُهُنَّ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ»  

The Prophet [SAW] used to say: "Allahumma inni a'udhu bika minal-'ajzi, wal-kasali, wal-harami, wal-bukhli, wal-jubni, wa 'audhu bika min 'adhabil-qabri, wa min fitnatil-mahya wal-mamati (O Allah, I seek refuge in You from incapacity, laziness, old age, miserliness and cowardice, and I seek refuge in You from the torment of the grave, and from the trials of life and death.)" (Using translation from Nasāʾī 5452)  

أَنَّ النَّبِيَّ ﷺ كَانَ يَدْعُو يَقُولُ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْهَرَمِ وَالْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَفِتْنَةِ الْمَحْيَا وَالْمَمَاتِ»  

Saʿd bin Abi Waqqas used to recommend these five (statements) and say that the Prophet ﷺ said so (and they are): "O Allah! I seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to geriatric old age, and seek refuge with You from the afflictions of the world, and seek refuge with You from the punishment of the grave." (Using translation from Bukhārī 6370)  

عَنِ النَّبِيِّ ﷺ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنْ أَنْ أَرُدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ»  

"I heard the Messenger of Allah [SAW] say: 'Allahumma inni a'udhu bika minal-kasali, walharami, wal-maghrami, wal-ma'thami, wa a'udhu bika min sharril-masihid-dajjali, wa a'udhu bika min 'adhabil-qabri, wa a'udhu bika min 'adhabin-nar (O Allah, I seek refuge in You from laziness, old age, debt and sin, and I seek refuge in You from the evil of the Al-Masihid-Dajjal, and I seek refuge in You from the torment of the grave, and I seek refuge in You from the punishment of the Fire.)'" (Using translation from Nasāʾī 5490)  

سَمِعْتُ رَسُولَ اللهِ ﷺ يَقُولُ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْهَرَمِ وَالْمَغْرَمِ وَالْمَأْثَمِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ»  

"I heard Mus'ab bin Sa'd (narrate) about his father: 'He used to tech us five things, which he said that the Messenger of Allah [SAW] used to recite in his supplication: 'Allahumma inni a'udhu bika minal-bukhli, wa a'udhu bika minal-jubni, wa a'udhu bika an uradda ila ardhalil-'umuri, wa a'udhu bika min fitnatid-dunya, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge in You from miserliness, and I seek refuge in You from cowardice, and I seek refuge in You from reaching the age of senility, and I seek refuge in You from the trials of this world, and I seek refuge in You from the torment of the grave).'" (Using translation from Nasāʾī 5445)  

كَانَ يُعَلِّمُنَا خَمْسًا كَانَ رَسُولُ اللهِ ﷺ يَدْعُو بِهِنَّ وَيَقُولُهُنَّ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أَرُدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكْ مِنْ عَذَابِ الْقَبْرِ»  

"I went for Hajj with 'Umar, and in Muzdalifah, I heard him say that the Prophet [SAW] used to seek refuge from five things: 'Allahumma inni a'udhu bika minal-bukhli, wal-jubni, wa a'udhu bika min su'il-'umuri, wa a'udhu bika min fitnatis-sadri, wa a'udhu bika min 'adhabil-qabr (O Allah, I seek refuge with You from miserliness and cowardice, and I seek refuge with You from reaching the age of second childhood, and I seek refuge in You from the ills of the heart, and I seek refuge in You from the torment of the grave.'" (Using translation from Nasāʾī 5497)  

حَجَجْتُ مَعَ عُمَرَ وَسَمِعْتُهُ بِجَمْعٍ يَقُولُ أَلَا إِنَّ النَّبِيَّ ﷺ كَانَ يَتَعَوَّذُ مِنْ خَمْسٍ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنْ سَوْءِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الصَّدْرِ وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ»  

Saʿd bin Abi Waqqas used to recommend these five (statements) and say that the Prophet ﷺ said so (and they are): "O Allah! I seek refuge with You from miserliness, and seek refuge with You from cowardice, and seek refuge with You from being brought back to geriatric old age, and seek refuge with You from the afflictions of the world, and seek refuge with You from the punishment of the grave." (Using translation from Bukhārī 6370)  

عَنِ النَّبِيِّ ﷺ «اللهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْبُخْلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنَ أنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَعَذَابِ الْقَبْرِ»  

Anas ibn Malik said, "The Messenger of Allah, may Allah bless him and grant him peace, used to seek refuge with Allah, saying, 'O Allah, I seek refuge with you from laziness. I seek refuge with You from cowardice. I seek refuge with you from senility. I seek refuge with You from miserliness.'"  

عَنْ أَنَسِ بْنِ مَالِكٍ قَالَ كَانَ رَسُولُ اللهِ ﷺ يَتَعَوَّذُ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَأَعُوذُ بِكَ مِنَ الْهَرَمِ وَأَعُوذُ بِكَ مِنَ الْبُخْلِ  

'Amr ibn Shu'ayb reported that his grandfather said, "I heard the Prophet, may Allah bless him and grant him peace, say, 'O Allah, I seek refuge with You from laziness and debt. I seek refuge with You from the trial of the Dajjal. I seek refuge with You from the punishment of the Fire.'"  

سَمِعْتُ النَّبِيَّ ﷺ يَقُولُ اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْكَسَلِ وَالْمَغْرَمِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْمَسِيحِ الدَّجَّالِ وَأَعُوذُ بِكَ مِنْ عَذَابِ النَّارِ  

"اللَّهُمَّ إِنِّي أَعُوذُ بكَ مِنَ الكَسَلِ وَالْهَرَمِ والمغرم وَالْمَأثَم، وأعُوذُ بِكَ مِنْ فِتنَةِ الدَّجَالِ وَأعُوذُ بِكَ مِنْ عَذَابِ الْقَبرِ وأعوذ بِكَ مِنْ عَذَابِ النَّارِ".  

"اللَّهُمَّ إِنِّي أعُوذُ بِكَ مِنَ العَجْز، وَالكسلِ، وَالجُبنِ، وَالبُخْلِ،

والهَرَم، وَأعُوذُ بِكَ مِنْ عَذَابِ القَبْرِ، وَأعُوذُ بِك مِنْ فِتْنَةِ المَحيَا وَالمَمَاتِ ".  

"اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِن البُخْل، وَأعُوذُ بِكَ مِنَ الجبنِ، وَأَعُوذُ بكَ مِنْ أَنْ أُرَدَّ إِلى أرْذَل العُمُر، وَأعُوذُ بِكَ مِنَ فِتْنَةِ الدُّنْيَا، وَأعُوذُ بِكَ مِنْ عذاب القَبْرِ ".