Allah descends to the lowest heaven at half of the night or at one-third of the latter part and says: Who is there to supplicate Me so that I answer him? Who is there to ask Me so that I grant him? And then says: Who will lend to One Who is neither indigent nor tyrant? (This hadith has been narrated by Sa'd b. Sa'id with the same chain of transmitters with this addition:" Then the Blessed and the Exalted (Lord) stretches His Hands and says: Who will lend to One Who is neither indigent nor tyrant? )  

قَالَ رَسُولُ اللَّهِ ﷺ يَنْزِلُ اللَّهُ فِي السَّمَاءِ الدُّنْيَا لِشَطْرِ اللَّيْلِ أَوْ لِثُلُثِ اللَّيْلِ الآخِرِ فَيَقُولُ مَنْ يَدْعُونِي فَأَسْتَجِيبَ لَهُ أَوْ يَسْأَلُنِي فَأُعْطِيَهُ ثُمَّ يَقُولُ مَنْ يُقْرِضُ غَيْرَ عَدِيمٍ وَلاَ ظَلُومٍ قَالَ مُسْلِمٌ ابْنُ مَرْجَانَةَ هُوَ سَعِيدُ بْنُ عَبْدِ اللَّهِ وَمَرْجَانَةُ أُمُّهُ حَدَّثَنَا هَارُونُ بْنُ سَعِيدٍ الأَيْلِيُّ حَدَّثَنَا ابْنُ وَهْبٍ قَالَ أَخْبَرَنِي سُلَيْمَانُ بْنُ بِلاَلٍ عَنْ سَعْدِ بْنِ سَعِيدٍ بِهَذَا الإِسْنَادِ وَزَادَ ثُمَّ يَبْسُطُ يَدَيْهِ تَبَارَكَ وَتَعَالَى يَقُولُ مَنْ يُقْرِضُ غَيْرَ عَدُومٍ وَلاَ ظَلُومٍ