Cursing a believer or calling accusing him of kufr (disbelief) is akin to murder
who was one of the companions of the tree (who gave the pledge of allegiance to the Prophet ﷺ underneath the tree at Ḥudaybiyyah) that the Messenger of Allah ﷺ said, "Whoever swears by a religion other than Islam then he is really so. A child of Adam is not bound to fulfill a vow to Allah about a thing which he does not possess."
"If someone commits suicide with anything in this world, he will be tortured with it on the Day of Resurrection. If somebody curses a believer then his sin will be as if he killed him. And whoever accuses a believer of kufr (disbelief) then it is as if he killed him."
وَكَانَ مِنْ أَصْحَابِ الشَّجَرَةِ حَدَّثَهُ أَنَّ رَسُولَ اللَّهِ ﷺ قَالَ: «مَنْ حَلَفَ عَلَى مِلَّةٍ غَيْرِ الإِسْلاَمِ فَهْوَ كَمَا قَالَ؛ وَلَيْسَ عَلَى ابْنِ آدَمَ نَذْرٌ فِيمَا لاَ يَمْلِكُ؛»
«وَمَنْ قَتَلَ نَفْسَهُ بِشَىْءٍ فِي الدُّنْيَا عُذِّبَ بِهِ يَوْمَ الْقِيَامَةِ؛ وَمَنْ لَعَنَ مُؤْمِنًا فَهْوَ كَقَتْلِهِ؛ وَمَنْ قَذَفَ مُؤْمِنًا بِكُفْرٍ فَهْوَ كَقَتْلِهِ۔»