ذِكْرُ الْإِخْبَارِ بِأَنَّ صَدَقَةَ الْمَرْءِ مَالَهُ فِي حَالِ صِحَّتِهِ تَكُونُ أَفْضَلَ مِنْ صَدَقَتِهِ عِنْدَ نُزُولِ الْمَنِيَّةِ بِهِ
A man came to the Prophet ﷺ and asked, "O Messenger of Allah ﷺ! Which charity is the most superior in reward?" He replied, "The charity which you practice while you are healthy, niggardly and afraid of poverty and wish to become wealthy. Do not delay it to the time of approaching death and then say, 'Give so much to such and such, and so much to such and such.' And it has already belonged to such and such (as it is too late)." (Using translation from Bukhārī 1419)
أَتَى رَسُولَ اللَّهِ ﷺ رَجُلٌ فَقَالَ يَا رَسُولَ اللَّهِ أَيُّ الصَّدَقَةِ أَعْظَمُ قَالَ «أَنْ تَصَدَّقَ وَأَنْتَ صَحِيحٌ شَحِيحٌ تَخْشَى الْفَقْرَ وَتَأْمَلُ الْغِنَى وَلَا تُمْهِلْ حَتَّى إِذَا بَلَغَتِ الْحُلْقُومَ قُلْتَ لِفُلَانٍ كَذَا وَلِفُلَانٍ كَذَا أَلَا وَقَدْ كَانَ لِفُلَانٍ»