By time,  

وَالْعَصْرِ  

Indeed, mankind is in loss,  

إِنَّ الْإِنْسَانَ لَفِي خُسْرٍ  

Except for those who have believed and done righteous deeds and advised each other to truth and advised each other to patience.  

إِلَّا الَّذِينَ آمَنُوا وَعَمِلُوا الصَّالِحَاتِ وَتَوَاصَوْا بِالْحَقِّ وَتَوَاصَوْا بِالصَّبْرِ