When this verse was revealed: "And those who hoard gold and silver," the Muslims were grieved about it. Umar said: I shall dispel your care. He, therefore, went and said: Prophet of Allah, your Companions were grieved by this verse. The Messenger of Allah ﷺ said: Allah has made zakat obligatory simply to purify your remaining property, and He made inheritances obligatory that they might come to those who survive you. Umar then said: Allah is most great. He then said to him: Let me inform you about the best a man hoards; it is a virtuous woman who pleases him when he looks at her, obeys him when he gives her a command, and guards his interests when he is away from her. (Using translation from Abū Dāʾūd 1664)
لَمَّا نَزَلَتْ هَذِهِ الْآيَةُ {وَالَّذِينَ يَكْنِزُونَ} [التوبة 34] الذَّهَبَ وَالْفِضَّةَ كَبُرَ ذَلِكَ عَلَى الْمُسْلِمِينَ فَقَالَ عُمَرُ أَنَا أُفَرِّجُ عَنْكُمْ فَانْطَلَقَ فَقَالَ يَا نَبِيَّ اللَّهِ إِنَّهُ كَبُرَ عَلَى أَصْحَابِكَ هَذِهِ الْآيَةِ فَقَالَ «إِنَّ اللَّهَ لَمْ يَفْرِضِ الزَّكَاةَ إِلَّا لِيُطَيِّبَ مَا بَقِيَ مِنْ أَمْوَالِكُمْ وَإِنَّمَا فَرَضَ الْمَوَارِيثَ وَذَكَرَ كَلِمَةً لِتَكُونَ لِمَنْ بَعْدَكُمْ» قَالَ فَكَبَّرَ عُمَرُ